Welcome to the “Credit & Debt” module of the money management course. Research shows that financial education is most effective when it is relevant to a decision you are faced with right now. This course covers:

• How credit works and how to assess your debt load.
• Checking and correcting your credit report.
• Pros and cons of common debt management options.

Keep in mind that this is one of three money management courses that you have to complete and pass in order to receive your funds. Make sure and follow the guidelines in each course and complete the other two modules (Investing, Spending & Saving).

The Reparation Hub pledges to do its absolute best to end black poverty. The quizzes and worksheets are mandatory and will show to us your degree of comprehension surrounding money management. 70% or higher grade is required for each quiz. Worksheets must be completed and submitted as instructed. You should exhibit intermediate or a more elevated level of comprehension in your answers in the worksheets.